Youth First Mental Health Professional – Page 5

Money Management Basics: Teaching Kids to be Financially Responsible

By Abby Betz, MSW, LCSW – April 2, 2025 –

As working adults, many of us probably look forward to one specific day of the week – “payday.” We understand the importance of being financially responsible and budgeting for bills and expenses, but when did we learn about this vital part of everyday life? Who taught us about money management? Did we learn this skill from our parents, at school from teachers, or through trial and error?

Money management and personal finance are important concepts that most of us don’t think twice about and just go through the motions to survive. However, many of us most likely wish we had learned the fundamentals sooner. Having a basic understanding of money management can actually give you an advantage when entering the workforce and lessen future anxiety about achieving financial stability.

Unfortunately, most young people are not provided with the opportunity to learn about personal finance and how to be financially independent. Students are not being taught how to budget, invent, and save. In fact, according to the Council for Economic Education, in 2022 only 23 states required students to take a class in personal finance in order to graduate from high school.

As parents and guardians of young children, it is up to us to teach our children the importance of money management from an early age and ensure our kids are prepared to be successful in the future. It is crucial to introduce the value of money by first having children earn an allowance (and “double bonus” if the allowance is tied to a chore that also teaches responsibility and instills a strong work ethic.) By having your child earn an allowance, you are teaching them the value of money and they are also then able to make choices for themselves regarding how to spend their money.

As children turn into teenagers, it is important to encourage summer or part-time jobs to help teach financial responsibility. Research has shown that young people who have jobs are more likely to be better at saving and budgeting money as adults. Parents can help make sure a portion of a child’s paycheck is being saved, and it is okay to expect kids to help pay for minor expenses such as gas money and mall trips with friends. Introduce teenagers to the world of credit cards and discuss the concept of borrowing money and debt.

Helping set up a budget, making sure they understand employment benefits, and encouraging young adults to invest money as they get older is also vital information to have to make sound financial decisions.

Letting your children know you are available to help can reduce anxiety and overwhelming feelings they may experience as they venture out into the workforce. In addition, providing a positive example (and including your children when it is appropriate) of how to achieve your goals through budgeting, saving, and investing will give them confidence that they can do the same.

April 7, 2025/by Youth First

Teaching Your Child to State Their Opinion in a Thoughtful Manner

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By Natasha Goodge, MSW, LSW – March 17, 2025 –

Any adult will tell you it is taboo to discuss religion or politics. This is easy enough, so long as you do not parent or educate children.

I was unprepared when my six-year-old forcefully stated his personal political opinions in response to the television news playing in the crowded waiting room of his dentist’s office.

For those raising and educating children, maintaining the polite status quo is not an option. It is our responsibility to create a safe space for them to talk about whatever is on their mind and to help them develop the skills to speak their minds in a thoughtful and respectful manner (when it is appropriate, of course).

But how?

Start where they are. What do they know, what have they heard, what questions do they have? This gives you the best jumping off point and allows you an opportunity to correct misinformation and discuss the importance of where information comes from. Let them guide the conversations. This makes them feel safe and heard. When children feel heard by their adults, they develop trust and are more likely to share the hard things that arise in the future.

Use simple and neutral explanations. Stick to the facts. While I do hope my children grow up to share my beliefs, I know it is best if they arrive there on their own, and their journey may include detours. Allow them the space to explore. Children learn best when trusted adults model their personal values and critical thinking rather than dictating.

Validate their feelings. As parents, the desire to pave a smooth road for our children is strong. This is simply not feasible and does not create resilience. Reminding them that their feelings are valid gives them the space to process their feelings and then the ability to think about their next steps.

Explain processes rather than specifics. Educating children about the workings of government and democracy allows them a sense of empowerment. You can further empower them by helping them get involved by doing things like writing letters, attending local events, or even discussing issues with others (in appropriate settings, of course).

Focus on values. Remind them that, for the most part, humans share the same values: autonomy and accountability, achievement and altruism, wealth, freedom, and fairness, but we all prioritize these values differently. The difference in how we prioritize values is what results in our political differences. It is dismissive and harmful to believe opposing sides lack essential values.

Model kindness, respect, and curiosity. When engaging those with differing views, encourage curiosity over persuading. Asking others about their different beliefs is a far more effective way of engaging. Preaching on the other hand, often reinforces an opponent’s beliefs.

By following these steps, you can help your child learn to prioritize their values and discuss their thoughts and opinions in a calm, respectful manner. It is important for them to learn to listen to others with curiosity when they have differing beliefs and opinions.

March 17, 2025/by Youth First

Students Benefit from Having a Trusted Adult in the School Building

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By December Stroud, MSW, LSW – March 6, 2025 –

In a school setting, social workers play a vital role in supporting students’ academic, emotional, and social development. One of the most crucial aspects of this role is fostering and maintaining healthy relationships with these students.

These relationships serve as the foundation for effective intervention, building trust, and long-term positive outcomes for students. Students who have healthy relationships with their school social worker can overall have a more successful school experience by feeling a sense of safety, connection, and support, especially for those navigating challenges at home, in the classroom, or within their peer groups.

First, trust is the beginning of any effective relationship between a social worker and a student. Many students who seek the support of a social worker are dealing with sensitive issues such as family instability, mental health struggles, bullying, or academic stress.

By building a trusting relationship, social workers create a safe space where students feel comfortable expressing their emotions and concerns. Trusting their school social worker allows students to share and be more vulnerable without fear of judgment, which allows the social worker to provide meaningful and personalized support. Without building this trust, students may withhold information, making it difficult to meet their needs.

Healthy relationships with students also promote emotional resilience and self-esteem. Social workers serve as positive role models and offer encouragement for students who may lack support in other areas of their lives. By showing empathy and understanding, social workers help students develop a sense of self-worth and confidence in their ability to overcome new challenges. This can then foster a more positive self-concept, which is essential for academic success and socializing with peers.

Maintaining strong relationships between social workers and students enhances the effectiveness of interventions aimed at improving academics and behavior. When students feel understood and valued, they are more likely to participate in the goal-setting process and follow through on set action plans. For example, a student struggling with truancy may respond better to a social worker who has taken the time to understand the causes of absenteeism, such as anxiety or family dynamics, instead of enforcing disciplinary actions. By building rapport, the social worker can address the root cause of the issue and provide solutions.

In addition, healthy relationships with students contribute to a more supportive school environment. Social workers serve as advocates for students, ensuring their voices are heard and their needs are met. By fostering genuine connections, social workers gain insight into the challenges faced by individuals and groups, such as marginalized or at-risk populations. This understanding allows social workers to implement programs that promote equity, cultural competence, and a sense of belonging for all students.

Lastly, the benefits of healthy relationships between social workers and students extend beyond the school setting. Social workers often work with students on life skills such as emotional regulation, conflict resolution, and decision-making, which are essential for success as an adult. By modeling positive relationships and providing consistent support, social workers teach students how to create and maintain healthy connections with others, which is essential for future interpersonal success. In conclusion, maintaining healthy relationships with students is an important part of effective social work in schools. These relationships foster trust, promote emotional well-being, improve interventions, and create a positive and inclusive school environment. By maintaining genuine connections with students, school social workers can make a lasting impact on students by helping them succeed both academically and personally.

March 6, 2025/by Youth First

Helping Your High Schooler Manage Stress

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By Valorie Dassel, MSW, LCSW, LCAC – February 12, 2025 –

High school is a pivotal time in a teenager’s life, marked by academic pressures, social challenges, and the transition to adulthood. For many high schoolers, the stress associated with this period can be overwhelming. As a parent or guardian, it’s crucial to support your child in managing this stress effectively.

Here are some practical strategies to help your high schooler navigate this demanding time.

The foundation of stress management is open and honest communication. Encourage your child to express their feelings and concerns. Create an environment where they feel safe discussing their worries without fear of judgment. Regularly check in with your teenager about their school life, social interactions, and overall well-being. By maintaining a dialogue, you can better understand their sources of stress and provide tailored support.

Help your child develop a balanced schedule that includes time for studying, extracurricular activities, and relaxation. A consistent routine can help them manage their time effectively, reduce procrastination, and avoid last-minute cramming. Additionally, encourage them to establish healthy sleep habits, as adequate rest is crucial for stress management and overall well-being.

Introduce your child to various coping strategies and encourage them to find what works best for them. Techniques such as deep breathing exercises, mindfulness, and meditation can help manage anxiety and improve focus. Encouraging physical activity is also a helpful strategy. By incorporating these techniques into their routine, they can develop effective tools for managing stress on their own.

Help your teen develop a positive mindset by focusing on their strengths and accomplishments. Encourage them to set realistic goals and celebrate their achievements, no matter how small. Positive reinforcement can boost their self-esteem and motivation, which can be especially helpful during challenging times. Teach them to view setbacks as opportunities for growth rather than failures.

Participation in extracurricular activities can provide a valuable outlet for stress. Whether it’s a sport, music, or a club, these activities offer a break from academic pressures and can help your teenager develop new skills and interests. They also provide opportunities for social interaction and personal growth, which can be beneficial for emotional well-being.

Finally, be a role model for managing stress. Demonstrate healthy coping mechanisms and maintain a balanced lifestyle. Your behavior can influence your child’s approach to handling stress. Show them how you manage your own stress in a constructive manner, and they may be more likely to adopt similar strategies.

Helping your high schooler manage stress involves a combination of open communication, routine establishment, healthy habits, stress-reduction techniques, positive reinforcement, extracurricular involvement, and role modeling. By providing your child with these tools and a supportive environment, you can help them navigate the challenges of high school with greater resilience and confidence.

February 12, 2025/by Youth First

Effective Communication with Your Teen

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By Staci Chambers, MSW, LSW – January 23, 2024 –

For parents and caregivers, it’s often challenging to find a balance between keeping the door open for communication with our children and being overbearing. Fostering a compassionate, protective, and comfortable relationship with our kids is the key to maintaining that positive bond that allows us to communicate effectively with them.

The following are some tips to help establish this type of relationship with your adolescent or teen.

Providing love and support establishes the foundation of a healthy relationship with your child to keep the lines of communication open. As we all know, ways of showing love and support vary from person to person. However, consistent expressions of love, care, and concern demonstrate a deep bond and unconditional love toward your child.

Taking interest in their activities can help the bond with your child grow. Taking time to truly check in with your child about their latest goals, accomplishments and their personal interests is a way to show care and connection.

Consistent communication is quite possibly the most imperative component of connecting with your child. Opening doors for communication with frequent check-ins as part of your daily routine can help encourage the line of communication to remain open. Consider finding time in your family’s daily schedule to engage in these conversations to stay up to date with your child.

Dinner time, car rides to and from school, a phone call when they get home from school, etc. are examples of easy ways to consistently check in and have these conversations with your children.

A willingness to be open with your child about your strengths and challenges can also help establish a level of comfort with communication. Helping our children learn alongside us can be beneficial for both parent and child.

Maintaining clear rules and boundaries with your child can help set them up for success. Allowing them to take part in establishing some of these expectations and answering questions about why certain rules are set in place helps encourage children to follow established rules.

Give grace when grace is needed. Understand that children are going to make mistakes and staying consistent in your responses and follow through can be key. Non-judgmental and minimal reactive responses can help encourage your child to be more open and willing to share. Responses that communicate support and willingness to help resolve an issue encourage children to open up more to their parents with positives and when challenges arise.

Finding ways to effectively support, encourage, and protect our children will always be a challenging task for parents. Understanding that there is no “one size fits all” approach to parenting is key.

Taking the time to communicate regularly and understand your child for who they are is the best way to work towards protecting your child. Utilizing outside resources may also be necessary and helpful to protect your child. Be open to suggestions from professionals in the community and schools to help improve your communication with your child.

January 23, 2025/by Youth First

Game Nights Build Family Connection

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By /Beth Thomas, MSW, LSW – November 27, 2024 –

Growing up, and to this day, game nights have been a regular activity my family enjoys. Whether it is our annual “Game Day” in the winter season where we all gather for a day of playing our favorite card and board games or trying out new games together when visiting out-of-town family, playing games has been a fun way for my family to bond.

Reflecting on all the time my family has spent together playing games, I recognize how strongly it impacted our relationships, without actually realizing it in the moment. Along with strengthening relationships, there are countless hidden benefits that come from family game nights.

Focusing on the benefits for children, playing games has a strong influence on a child’s development. Playing games strengthens hand/eye coordination and fine motor skills. Games that are especially good for fine motor skills include Jenga, Operation, and any games that involve rolling dice or shuffling cards.

When a child plays games, there is a high likelihood their grades will improve. Games entailing academic elements can help students prepare for and excel in school. Examples of games with academic elements include Uno, Scrabble, and Chutes and Ladders.

Problem-solving is another developmental skill that can be improved by playing games. Certain games help with the growth of memorization skills as well as assisting children in solving problems on their own. Examples of games that promote problem-solving include Chess, Trouble, Connect 4, and Monopoly.

Additional benefits of game playing include growth in vocabulary and reading skills, building math skills, and encouraging strategic thinking. At school, motivation levels increase, and students have stronger relationships with their peers. Children learn how to take turns, develop patience, practice playing fair, follow rules, and gain the ability to predict outcomes. From watching their family win and lose, children can also develop good sportsmanship.

Playing games has benefits for all members of the household. No matter how young a child is, they are positively impacted by this time together. Two- to three-year-olds have the skills for beginner games or to participate some, and infants enjoy the noise of conversation. Games promote family bonding through communication, working together, and making memories.

For adults, laughing and playing games can reduce stress and lower blood pressure though the release of endorphins. Not only are games an amazing way to help children develop in all aspects of their lives, spending this time together also creates unforgettable memories you will have forever.

While it can be a challenge to add playing games to the mix of work, sports practices, homework, school, and other family commitments, there are creative ways to make time. Some ideas include playing a game right after dinner, scheduling dates in advance, playing games at birthday celebrations, or even working in a short game for ten minutes. Grab a game, your family, and start your own family game night tradition! The benefits will continue for a lifetime.

November 27, 2024/by Youth First

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